"Inert" also means that the substrate irself does not react with the water, which is why limestone is generally a material to avoid. Limestone leaches minerals into the water and affects the water chemistry. If you are unsure about a rock or substrate (sand for example), pour a bit of vinegar on it. If it fizzes, then you know its gonna leach minerals into the water. In addition to pH, rocks/substrate that leach minerals into the water often effect hardness and alkalinity.
I like well-washed play sand. You'll get mixed reactions as to the suitability of various sands from the local hardware or department store. The big thing ya have to be aware of if you choose to use any sand not specifically intended for aquarium use is that it should not have any kind of additive. Play sand is generally safe, as the intended use limits the potential additives since it has to be safe for use by children. That does not mean that it won't contain limestone or other rock that could leach into the water.
WYite
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One can never have too many fish tanks.